Treaty authoring & wording
Cession rates, commission scales, limits and clauses captured as structured terms — not PDF prose — so the rest of the platform executes exactly what was signed.
Life & annuity reinsurance operations
Reinsurance, down to the evidence.
TreatyWorks runs the full treaty lifecycle — authoring, cession accounts, claims, capital and close — and attaches the derivation chain to every figure it reports, so the evidence is already there when the number gets questioned.
Ceded premium12,480,000Bordereau P-2026-118
Ceded claimsminus (7,912,340)Claims bordereau C-2026-094
Ceding commission — 25%minus (3,120,000)Treaty terms §6.2
Net due to reinsurer1,447,660GL journal 4010-Q2
Lineage complete — every line resolves to a source document
- Lineageon every reported figure
- 5treaty structures, own settlement logic
- USD · GBP · JPYmulti-currency settlement & close
- 1 systemtreaty to GL journal
What it runs
One lifecycle, one evidentiary spine.
Bordereaux & settlements
Premium and claims bordereaux in; structure-aware net settlements out. Quota share, surplus, coinsurance, ModCo and funds-withheld arrangements — the asset-intensive structures included — each settle by their own arithmetic.
Capital & solvency
An economic-balance-sheet view of technical provisions and capital coverage, with the derivation behind each figure available to the actuary who has to stand by it.
Governance & audit
Role-based workspaces, segregation of duties, and an append-only audit trail. Evidence exports are built for the reviewer on the other side of the table.
Why it holds up
Evidence, not assertions.
Most platforms show you a number. TreatyWorks shows you the number, the journal it posted from, the bordereau row that fed it, and the treaty clause that authorised it.
- Lineage on demand. Any reported figure opens into its derivation chain — no spreadsheet archaeology before an audit.
- Controls in the workflow. Maker–checker separation and role boundaries are enforced by the system, so the control evidence writes itself.
- Nothing silently edited. Adjustments are first-class records with an author, a reason and a timestamp — visible wherever the adjusted figure appears.
Example lineage chain, illustrative: the reported figure (net due to reinsurer, 1,447,660) traces to GL journal 4010-Q2, which traces to claims bordereau C-2026-094 line 1,182, which traces to treaty QS-2024-018 terms section 6.2.
Who it serves
Built for the people who sign things.
For the Chief Actuary
- Technical provisions with assumptions and sources attached
- Capital coverage monitored against your own thresholds
- Scenario views ready for the board conversation
For the CFO and finance team
- Settlements that reconcile to the technical account
- A close calendar with owners, sign-offs and status
- GL journals that trace back to bordereau rows
For the auditor
- Any figure opens into its full derivation chain
- Segregation-of-duties enforced in the workflow, not the manual
- Every override logged, attributed and timestamped
Where we operate
Grown up in the Bermuda regime. Built for the offshore life market.
Bermuda
The regime the platform grew up in. Economic Balance Sheet technical provisions, BSCR-based capital coverage and a filing calendar are built in — and every figure carries its derivation, the evidence an auditor or the Approved Actuary will ask for when a BMA-regulated balance sheet is examined.
Cayman Islands
The operational core — structured treaties, ModCo and funds-withheld settlement, bordereaux, multi-currency close, cedent collaboration — is what asset-intensive life & annuity reinsurers run on, in any domicile. TreatyWorks does not currently provide CIMA capital calculations or return preparation; a CIMA filing-calendar catalogue, submission tagging and reserve-basis configuration are available per regulator.
Other domiciles
Tenants are framework-configurable — submission catalogues exist for the UK (PRA), FINMA, APRA and NAIC regimes alongside the BMA, with a framework-scoped filing calendar behind them — so the operating layer travels first, and regime depth is added deliberately, not implied.
See it working
Meet Meridian Re.
The demo environment runs a complete, fictional Bermuda-domiciled life reinsurer with US, UK and Japanese cedents — treaties, bordereaux, a close calendar and a capital position — so you can walk the whole cross-border lifecycle with realistic data and none of it real. Demo credentials are issued for arranged evaluation sessions.